How to deposit funds
Depositing funds into your account to trade with is quick and easy. Simply follow the steps below to fund your account:
-
![]()
Log in to the
Client Office -
![]()
Go to
‘Deposits’ -
![]()
Select trading account
and payment method
Payment methods
There are several ways to deposit funds into your trading account. Some of these methods may incur additional charges. Please note that XTB will not cover any exchange rates charged if you are depositing in a currency different to that of your bank funds and that payment method may differentiate depending of the country, which you are from. Please also note that regardless of the method of payment, deposits from third parties are not permitted and might be returned to source.
Bank Transfer
We accept the following currencies: USD
Fees: Free
Please note however that your bank may charge you a transfer fee.
Any bank transfers made to XTB must be made from a bank account registered in the client's full name, otherwise your funds may be returned to source. Bank account details you can find in your Client Office.
Credit Cards
We accept the following currencies: USD
Fees: Please note that we no longer charge fees for using a credit card to make a deposit:
USD ($) – free of charge
e-Wallets
We accept the following currencies: USD
Fees: Please note that using an e-wallet to make a deposit is subject to the following fees:
Paysafe (formerly known as Skrill) – 2% of your deposited amount
SafetyPay – 1.5%
Neteller – 1%
Please also note that availability of the payment method may differentiate depending on the country, which you are from
Client Money Protection
At XTB International Limited, the safety of your funds is paramount to our business activity. We are authorised and Regulated by the FSC of Belize and operate in strict accordance with their rules on client money protection. As such, your funds are held in a segregated account at all times.
Withdrawals
To withdraw funds from your account, simply select the trading account you wish to withdraw from in your Client Office, and enter your desired amount. If your nominated bank is in a different currency to your trading account, Pekao convert the amount at source at their rate or when the payment is received by your bank. XTB International process withdrawals to bank accounts only where client is bank account holder. Please review the table below for withdrawal request processing times:
| Withdrawal Type | Processing Times |
|---|---|
| USD withdrawals | XTB process payments in SHA model and it covers full cost charged by Sending Bank. All other potential costs (Beneficiary and Intermediary bank) are paid by client according to the commission tables of those banks. Withdrawals of less than $50 will be charged an additional commission of $30. Standard processing time for withdrawal request is 1 business day (we cannot guarantee the time in which the funds will reach your account - it is dependent on the type and location of your bank). |
- USD withdrawals
- XTB process payments in SHA model and it covers full cost charged by Sending Bank. All other potential costs (Beneficiary and Intermediary bank) are paid by client according to the commission tables of those banks. Withdrawals of less than $50 will be charged an additional commission of $30.
Standard processing time for withdrawal request is 1 business day (we cannot guarantee the time in which the funds will reach your account - it is dependent on the type and location of your bank).
Please note that we cover all cost of the transfer at the side of our bank. Despite this your bank may additionally charge you for the transfer.
